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Houston Matters

What Flood Insurance Does And Doesn’t Cover

A local expert joins Houston Matters to answer your questions about flood insurance.


Homes are surrounded by water from the flooded Brazos River in the aftermath of Hurricane Harvey Friday, Sept. 1, 2017, in Freeport, Texas. (AP Photo/Charlie Riedel)


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Tomorrow (June 1) marks the start of yet another hurricane season, which may be hard to believe with many in Houston still recovering from Hurricane Harvey. And if you haven't started preparing yet, well now is a good time to do so.

Last week, we took you on a shopping trip for emergency supplies with Harris County Judge Ed Emmett. Today, we'll tell you what you need to know about flood insurance. What does it cover? What doesn't it cover? Should you get it?

Joe Williams, a Houston-based insurance consultant with the firm PozmantierWilliams.

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