The survey found more than seven in ten Houstonians believe their local economy has bottomed out and is stable or getting better. That's slightly higher than the national average.
Houstonians are also more confident about their personal finances than their counterparts around the country. Gina Luna is Houston region chair for JPMorgan Chase.
"Consumers have made a lot of progress in securing their financial positions. They've done things like pay down their credit card debt and put themselves on budgets, and so they're spending less on everyday items."
Luna says that's likely to encourage more local spending on big-ticket items.
"Houston consumers are really optimistic about making some significant investments -- like 51% saying, in the next five years, they'll buy a new car vs. 38% nationwide."
Roughly six in ten Houstonians believe the national economy is stable or growing, matching consumers nationwide.